Does your car insurance cover everything? The quick answer is of course not. No matter how minimal or luxurious the coverage options, insurance will not cover everything. However, when it comes to car insurance coverage, we are the ones the trust. We will get you the most out of your premium. Trueway Insurance offers the best auto insurance in Lake Worth. We offer the best car insurance quotes.
So What are The Limits and Costs
Often the most significant cost component in most auto insurance premiums is the portion for liability insurance. The coverage, as the name suggests, pays out when you or a driver covered under your insurance policy injuries someone or damages another car or other property. Taking lower limits on this coverage can cut premiums by hundreds of dollars but does it make sense to do that? A difference of a few hundred dollars in premium is also the difference of a few hundred thousand dollars in insurance protection. That protection may be all that stands between you and continued homeownership, your savings, and keeping your future earnings from being garnished.
Another significant cost component is the insurance policy parts that cover your car. To oversimplify, collision coverage pays out when your vehicle is damaged while it’s being driven, irrespective of fault. Comprehensive pays out when your car is parked and is damaged, as when a tree falls on it, for instance. There are exceptions to this; windshield repair or replacement is comprehensive coverage, whether your car is underway or not. Damage caused when you hit a deer is also considered comprehensive coverage.
We Offer The Best Auto Insurance
Auto insurance can also include an often overlooked coverage component that pays for the medical costs of drivers and passengers injured when you or other covered drivers are at the wheel. Sometimes this coverage will also pay for lost wages, such as Personal Injury Protection (PIP). Foregoing or reducing med pay and PIP can lower auto premiums quite a bit, but again, it may not be the best way to manage insurance costs. Consider, for instance, if you have health insurance with a high deductible or maximum out of pocket limit. Using PIP or med pay in the event of a car accident instead of your health policy can mean the difference between bearing the cost of $5,000 or $10,000 in medical care or having that taken care of.
Call Us Today For Car Insurance Quotes
Trueway Insurance is an insurance company located in Lake Worth. We offer affordable insurance for home, car, among others. This includes the best auto insurance. We are here to provide quality for our customers because we believe in the power that insurance can have in any person’s life. If you are interested in learning more about what we can do for you or you have further questions regarding notaries and how they play a part in the insurance process, contact us at Trueway Insurance today for the best car insurance quotes.
